Quote comparison sites are everywhere these days. You can’t spend five minutes online looking for information on insurance without running into a couple of quote comparison sites. Moreover, they usually carry some basic information on insurance so it’s a good place to start your comparison shopping with. But before the insurance industry has branched out into the Internet quotes were also intensely used by insurance agents and brokers. So what are insurance quotes for and what are the advantages for the regular buyer in using insurance quotes?
Daily Archives: March 21, 2011
How to Prevent Fraud when Shopping for Insurance
- If you didn’t seek out auto insurance offers, don’t listen to them. Unsolicited packages, such as those you get from door-to-door people or over-the-phone salespeople, should be avoided at all costs.
- Before doing business with any “insurer”, check to see if they have been licensed by the state you live in.
- Always take the time to read the entire policy. Don’t be pressured into skipping parts or skimming it, as you should really understand exactly what the contract is you are signing. It is legally binding and you will have to abide by it. If you have to ask ten thousand questions and the agent is pulling his or her hair out, so be it!
There’s a very disturbing trend in vehicle design coming out of Japan and Europe. Unlike Americans who prefer the maximum possible metal around them like a cocoon when they drive, Japanese and Europeans are physically smaller people. They can get into tiny boxes on wheels that look like the type of die-cast Johnny Lightning toys we had as kids. Obviously they don’t eat as much over there. Anyway, these strange things like the Smart Fortwo and other not quite as small vehicles, are now appearing on our city roads. So, they are easy to park and they do an amazing number of miles per gallon. But put them on the same road as SUVs and you have a Goliath vs David problem. In Biblical terms, small may be agile and can get out of trouble fast, but in a straight head-to-head, the mismatch in height is going to be fatal. The problem is that the bumpers don’t match up. The Insurance Institute for Highway Safety has just published a study based on its crash test data. Even very low speed collisions between vehicles of different heights produces big differences in damage.
There are all types of idiom suggesting your home is like a castle. You can shelter from danger. Fight off enemies. Generally defend yourself and what you own. The one constant in all this is the idea that, once the danger has passed, you can throw open the doors and walk confidently out into the world. Homes are not supposed to be prisons. If that’s what we make of them, doctors call this agoraphobia or some other mental disorder and lock you up in a hospital until you say you feel like going out again. So here comes the big question. When you do walk out, how much are you worth? This is not a question for people traffickers or slavers, you understand. But a practical question involving a little math. Ignoring the times when you dress down and wander round the neighborhood incognito, let’s start with the wardrobe. Suppose you had to replace all the clothes you stand up in including those shoes and any pleasing leather wallet or purse, how much would it cost? Then add in all those accessories like a good watch, jewelry and any bling that’s actually worth some real dollars rather than for show. Do you have anything digital or electronic like the latest iPhone or a Kindle. They can be surprisingly expensive to replace. And what do you have inside the wallets or purses – those plastic cards? How are you insured if you are robbed and ten minutes later, your accounts are hit from a nearby ATM?
The disadvantages of Internet advertising include not being very personalized, not geared toward one target audience and being diluted in the vast abyss that is the Internet. Consider the disadvantages of Internet advertising before purchasing a piece of Web real estate with helpful advice from amanagement professor in this free video on business. Expert: Mark Clifton Bio: Mark Clifton has an degree in marketing management from Oxford Brookes University, and has successfully completed the CELTA teacher training program of Cambridge University. Filmmaker: Paul Volniansky
Video Rating: 5 / 5